Loading

Covid-19 update: click here for information

Mortgages for professional landlords

Our commercial and residential mortgages for landlords, help to expand and diversify portfolios.

Buy to let
Buy to let

Our buy to let loans support professional landlords looking to expand their property portfolio.

HMO’s
HMO’s

We offer streamlined solutions to maximise your property opportunities.

Interest only
Interest only

Our interest only mortgages provide you with complete flexibility.

Our expertise in supporting experienced, professional landlords - whether commercial, residential or both - across Britain, gives us unique insight into the importance of applying common sense, speed and flexibility to our decisions. 

We are here to support you with the growth of your portfolio by helping you take advantage of opportunities quickly.

Commercial properties

Mortgages from

£125k to £5m

Loan to value

Up to 70%

Fixed terms

2-25 years

Net rental income

130% of monthly repayments

  • Mixed-use properties considered
  • Interest only options available
Minimum criteria
  • A minimum of two properties in England, Scotland or Wales
  • At least two years' experience as a professional landlord

Residential properties

Mortgages from

£125k to £5m

Loan to value

Up to 70%

Fixed terms

2-30 years

Net rental income

130% of monthly repayments

  • Interest only options available
  • Mixed-use properties considered
Minimum criteria
  • A minimum of two properties in England, Scotland or Wales
  • At least two years' experience as a professional landlord

Our approach

Our flexible approach is ideal for ambitious property landlords who are looking to add a new property to their portfolio or refinance their existing portfolio by using secured term finance.

Opportunities to purchase property are rare and your choice of mortgage provider can make the difference between acquiring the property or not. At Redwood Bank, we understand the importance of moving quickly to seize the opportunity for your business.

Whilst many of our competitors lack the appetite, speed or expertise to help landlords take advantage of an opportunity to purchase or re-finance property to strengthen or diversify their portfolio, at Redwood Bank we are proud to be uniquely placed to offer mortgages quickly to professional landlords who are looking to take advantage of such an opportunity.

From flats and houses to retail, service centres, offices, manufacturing sites, warehouses and distribution centres - as well as mixed-use properties - Redwood Bank will consider your application if you meet our minimum criteria (see above).

We assess each mortgage application individually with common sense, speed and an appreciation of the ambitions of your business in mind, giving you the best chance at taking the important step of purchasing or re-mortgaging property.

Any property security may be repossessed if loan repayments are not maintained.

Next Steps

We’re here to help you grow your business.

Or meet the South & East team and Warrington & North team

Frequently asked questions

What fees do you apply?

Our standard new loan fees are 2% of the debt. Fees can be incorporated into the loan. If you would like to discuss further please get in touch.

Can I move my loan to another property in my portfolio?

We can consider this application. The replacement property must be a suitable security for your loan moving forward so we may treat this as a new application and may be subject to relevant assessment and fees. If this is something you would like to investigate, please don’t hesitate to get in touch your local Business Development Manager.

How many authorised users can I have on one account?

You can add up to four authorised users on your savings account. Any additional authorised users will need to be requested directly with us on 0330 053 6067 or [email protected].