Buy-to-let mortgages
Including large and small HMOs. Buy-to-let mortgages to purchase a new investment property, refinance an existing portfolio, exit a bridging facility or raise additional funds to grow your clients' property businesses.
Scheduled maintenance. To keep our services running smoothly, we’ll be performing scheduled maintenance on our online banking systems. This means our online and mobile banking services will be temporarily unavailable from 5.00pm on Friday, September 18, 2026 until 9.00am on Saturday, September 19, 2026.
This content is for intermediaries only. If you're not an intermediary, please visit our main website.
Our Products
Including large and small HMOs. Buy-to-let mortgages to purchase a new investment property, refinance an existing portfolio, exit a bridging facility or raise additional funds to grow your clients' property businesses.
Commercial mortgages for British SMEs wanting to acquire new premises or refinance an existing property. Opportunities to release capital for investment to grow your clients' businesses.
Bridging finance for property purchase, refinance and refurbishment, available only where the exit strategy is terming out with Redwood Bank or refinancing with another lender.
From residential buy-to-let and commercial mortgages to bridging finance, we offer specialist lending solutions to support your clients' property investment goals. Explore our range below to find the right product for their needs.
We work collaboratively with mortgage and commercial finance brokers to provide their clients with the finance they need to invest in and grow their businesses
Our lending team is highly skilled in handling complex and specialist cases, including complicated ownership structures and trusts. Our experienced business development team spans Great Britain. They are here to support you and your clients to achieve their business and property goals.
We strive to understand each client's situation and story, going beyond the numbers. We always seek to apply a common-sense approach to every mortgage deal.
We offer buy-to-let mortgages for residential properties, including large and small HMOs, as well as commercial and mixed-use/semi-commercial properties. We consider residential properties on assured shorthold tenancies as well as longer-term leases.
For a limited time, Redwood Bank is offering customers 100% cashback on valuation fees for:
Residential investment mortgage applications submitted on or after 1 July 2026
Bridging loan applications submitted on or after 1 September 2026
Commercial mortgage applications submitted on or after 15 September 2026
For residential investment mortgages and bridging loans, valuation fees must be paid within 31 calendar days of a Decision in Principle (DIP) being issued.
For commercial mortgages, valuation fees must be paid within 31 calendar days of a Formal Offer being issued.
Customers will receive 100% cashback on their valuation fee once their loan has completed and drawn down.
Mortgages are secured on your client’s property. Your client could lose their property if they do not keep up payments on their mortgage.
Now live.
Increased maximum portfolio lending to £10m
Reduced fixed interest rates. Residential investment interest rates from 4.84% and commercial interest rates from 6.34%
Increased interest only terms for commercial mortgages to 20 years
Increased proc fee on commercial mortgages to 1.5%
Mortgages are secured on your client's property. Your client could lose their property if they do not keep up payments on their mortgage.
Use our Commercial Mortgages Calculator to calculate the repayments or the maximum loan amount for your client's case.
Use our Bridging Loan Calculator to calculate the maximum loan amount or estimate the interest payable for your client's case.
If you are seeking further information on managing vulnerable customers, including good practice, policies and processes, industry bodies such as the National Association of Commercial Finance Brokers and the Finance and Business Association may be able to help.
Read our Product Guide to find out more about our products and interest rates.
Use our Commercial Mortgages Calculator to calculate the repayments or the maximum loan amount for your client's case.
Mortgages are secured on your client’s property. Your client could lose their property if they do not keep up payments on their mortgage.