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BRIDGING LOAN CALCULATOR
This bridging loan calculator helps you quickly assess whether a deal could meet our lending criteria and estimate the level of borrowing available. It is available for our Standard Bridging loan and our Refurbishment Bridging loan. You can use it to calculate indicative total borrowing costs and potential loan amounts based on the property value and loan to value (LTV). The calculator is designed to support brokers by providing an instant indication of affordability. You can also download a copy of your calculations for future reference. For current interest rates, lending criteria and product information, please refer to our Product Guide shown below. You can also download a copy of your calculator results.
Help using this calculator
*Represents fields that require completion.
Please complete all the fields and click calculate. You can then make changes and these will be applied without needing to press calculate again.
Monthly Interest Rate - please use the interest rates published in our product guide.
Please note:
Our minimum bridging loan is £100,000.
Bridging loans will be subject to a exit affordability check using a stressed ICR. Please see the product guide for more details.
Please refer to our Product Guide for latest product information and interest rates.
Find the Business Development Manager for your region.
100% valuation fee cashback is now available for our Standard Bridging and Refurbishment Bridging Loans.
Fees must be paid within 31 calendar days of a decision in principle being issued.
The offer may be withdrawn at any time.
Mortgages are secured on your client’s property. Your client could lose their property if they do not keep up payments on their mortgage.
To use our calculator for Standard Bridging Loans you need to know the client’s property value, required loan amount (net of fee) and the monthly interest rate (you can use our Product Guide to find our latest interest rates). You can also choose to select your preferred loan term and if this is a refinance or purchase. The calculator will show you if the LTV meets our requirements and the total interest cost.
To use our calculator for Refurbishment Bridging Loans you need to know the client’s property value before and post works (GDV), required loan amount (net of fee) and the monthly interest rate (you can use our Product Guide to find our latest interest rates). You can also choose to select your preferred loan term and if this is a refinance or purchase. The calculator will show you if the LTV meets our requirements and the total interest cost.
Mortgages are secured on your client’s property. Your client could lose their property if they do not keep up payments on their mortgage.
These calculator results should only be used as a guide and do not indicate an offer or agreement for a loan. This calculator is to be used by mortgage brokers only. Early Repayment Charges (ERCs) may apply to certain products.