We help experienced business owners to purchase their existing, additional or new premises with a commercial mortgage. We can also help with refinancing an existing commercial mortgage and support releasing capital to support their business ambitions.
Now live.
Increased maximum portfolio lending to £10m
Reduced fixed interest rates. Residential investment interest rates from 4.84% and commercial interest rates from 6.34%
Increased interest only terms for commercial mortgages to 20 years
Property secured on a loan may be repossessed if repayments are not maintained.
Features and Benefits
You have the choice of fixed and variable interest rates over 25 year terms (subject to maximum borrowing age) as well as interest only options.
Properties with an EPC rating of A – C qualify for our Green Cashback Reward. Earn up to 0.5% cashback for the most efficiently rated properties.
Flexibility to lower your interest rate and your monthly payment by choosing a higher fee. This can help improve your leverage and release the capital you need to invest in your portfolio. Please consider the total cost of borrowing when considering these options.
Secured loan of
£250k - £10m
Loan to value including fee
76.5%
Fixed terms
2-30 years
Adjusted EBITDA
130% of monthly repayments
Interest only options available
2, 3 and 5 year Fixed Rates available
Mixed-use properties considered
Receive up to 0.50% cashback on eligible commercial, semi commercial and buy to let mortgages when your property achieves an EPC rating of A, B or C. The higher the EPC rating, the greater the cashback reward.
With no additional application required, the cashback is automatically applied and can be used to reinvest in your portfolio, fund improvements or offset costs.
Available for individual properties and qualifying portfolios, with all Redwood Bank lending products.
Take the next step towards greener property investment with Redwood Bank.
When considering property finance, we recommend speaking with a commercial mortgage broker. Their expertise can help you navigate your options and identify the right funding solution for your circumstances. Get in touch with a broker to find out more.
A flexible way to reduce monthly repayments and potentially increase borrowing power.
Available on commercial, semi commercial and buy to let fixed rate mortgages, our Alternative Fee option uses a higher arrangement fee in exchange for a lower fixed interest rate. This can help improve cash flow and support future property investment plans.
Available on 2, 3 and 5 year fixed rate mortgages.
When considering property finance, we recommend speaking with a commercial mortgage broker. Their expertise can help you navigate your options and identify the right funding solution for your circumstances. Get in touch with a broker to find out more.
Email: hello@redwoodbank.co.uk
Call: 0330 053 6067
Or meet the South & East team, Midlands team and Warrington & North team
Our frequently asked questions
Here are a selection of most frequently asked questions. If you can't find what you need here please refer to our Support page using the link below.
Find more answersPlease click here to find a summary of our lending criteria. If you have any other questions please get in touch.
We will aim to respond to you within 48 hours if we have the correct information from you.
We require details about the specific transaction you are considering, including details of the property and the business. In addition, we will need information on your financial status and your ability to service the mortgage before making a commitment to lend. Please contact us directly.
We will verify your business, the registered address of your organisation, as well as the identity of all key individuals detailed (partners, directors, members, authorised users, beneficial owners etc). We do this by checking various electronic databases. If we are unable to verify your organisation or the individuals involved in its management or operation, we may ask you to supply us with some identity documents by post. We will not be able to progress the case until we are satisfied. If you have any questions please get in touch.