We are committed to helping property landlords improve the sustainability of their properties while rewarding them for making energy-efficient choices. Our Green Cashback Reward is designed to provide financial incentives for properties with high Energy Performance Certificate (EPC) ratings, helping landlords with a cash injection and contributing to a greener future.
Features and Benefits
We pay a Green Reward Cashback on properties that are EPC rated C or better or where at least half of the properties in a portfolio meet this rating. This cashback could be used to reinvest into further property improvements or used to offset other costs.
The better the property’s EPC rating the greater the Green Reward Cashback. The maximum cashback available is 0.5% for properties that are EPC rated A.
Portfolios of properties are accepted for Green Reward Cashback as long as at least half of them have a rating of Grade C or above. All our commercial and buy-to-let mortgages can come with Green Reward Cashback as standard.
Why choose Green Cashback Reward?
Landlords with properties that are EPC rated A, B or C can benefit from a cashback of up to 0.50% when they complete a new commercial or buy-to-let mortgage. This innovative initiative reflects our commitment to supporting sustainable practices in the property sector, while also providing landlords with immediate financial savings.
With the Green Cashback Reward, you’re not just improving your property portfolio, you’re aligning with the future of property investment. Energy-efficient properties are increasingly in demand from tenants, regulators and investors alike.
How does the Green Cashback Reward work?
We automatically apply the Green Cashback Reward to every deal we do. There’s no extra work needed. Simply submit your application or contact us and our expert team will handle the rest.
What you could receive in cashback with the Green Cashback reward
Property landlords can benefit from the following levels of cashback based on their property’s EPC rating:
This is available across our buy-to-let, semi-commercial and commercial mortgage products. This means even landlords with the most complex of property portfolios could benefit from our Green Cashback Reward.
A property landlord turned to us when needing finance to exit their bridging deal for a new development of four new build properties. The four A-rated properties qualified for 0.5% cashback.
Our frequently asked questions
Here are a selection of most frequently asked questions. If you can't find what you need here please refer to our Support page using the link below.
Find more answersAt least half of the properties in the portfolio must be rated C or better for the portfolio to qualify for Green Cashback. We would take the most frequently occurring EPC rating and apply the appropriate band of cashback. The cashback would be available against the whole drawdown value.
Properties that have better EPC ratings usually have better valuations and energy efficient properties often attract better quality tenants. This boosts the potential future leverage, supports rental values and higher occupancy rates.
Regulation in this area is likely to increase over time, getting ahead early can help to keep properties viable in the longer term.
This cashback is paid following your mortgage being drawn down. This is usually directly into your nominated bank account.
Our Green Cashback Reward is available based on the EPC rating of the property at the time of application or drawdown. After this it is not available.