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Buy to let
Our buy to let loans support professional landlords looking to expand their property portfolio.
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HMO’s
We offer streamlined solutions to maximise your property opportunities.
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Interest only
Our interest only mortgages provide you with complete flexibility.
Our expertise in supporting experienced, professional landlords - whether commercial, residential or both - across Britain, gives us unique insight into the importance of applying common sense, speed and flexibility to our decisions.
We are here to support you with the growth of your portfolio by helping you take advantage of opportunities quickly.
Commercial properties
| Mortgages from | Loan to value | Fixed terms | Net rental income |
|---|---|---|---|
| £250k to £6.0m | Up to 70% | 2-25 years | 130% of monthly repayments |
Residential properties
| Mortgages from | Loan to value | Fixed terms | Net rental income |
|---|---|---|---|
| £250k to £6.0m | Up to 75% | 2-30 years | 125% of monthly repayments |
Our approach
Our flexible approach is ideal for ambitious property landlords who are looking to add a new property to their portfolio or refinance their existing portfolio by using secured term finance.
Opportunities to purchase property are rare and your choice of mortgage provider can make the difference between acquiring the property or not. At Redwood Bank, we understand the importance of moving quickly to seize the opportunity for your business.
Whilst many of our competitors lack the appetite, speed or expertise to help landlords take advantage of an opportunity to purchase or re-finance property to strengthen or diversify their portfolio, at Redwood Bank we are proud to be uniquely placed to offer mortgages quickly to professional landlords who are looking to take advantage of such an opportunity.
From flats and houses to retail, service centres, offices, manufacturing sites, warehouses and distribution centres - as well as mixed-use properties - Redwood Bank will consider your application if you meet our minimum criteria (see above).
We assess each mortgage application individually with common sense, speed and an appreciation of the ambitions of your business in mind, giving you the best chance at taking the important step of purchasing or re-mortgaging property.
Property secured on a loan may be repossessed if repayments are not maintained.
NEXT STEPS
We’re here to help you grow your business..
Or meet the South & East team, Midlands team and Warrington & North team
New Lending Applications and Enquiries
Redwood Bank are a business specialist, therefore we cannot help with retail mortgage enquiries.
Thank you for your interest. We enjoy hearing from intermediaries and introducers who hold our high standards.
If you're interested please get in touch with our team at [email protected].
Please click here to find a summary of our lending criteria. If you have any other questions please get in touch.
Redwood Bank would pay procuration fees back to you on a monthly basis, once our terms and conditions have been accepted. If you have any questions on our fee share arrangement, please contact one of our Business Development Managers.
We will verify your business, the registered address of your organisation, as well as the identity of all key individuals detailed (Partners, Directors, Members, Authorised Users, Beneficial Owners etc). We do this by checking various electronic databases. If we are unable to verify your organisation or the individuals involved in its management or operation, we may ask you to supply us with some identity documents by post. We will not be able to progress the case until we are satisfied. If you have any questions please get in touch.