Security of a long-term mortgage
Our mortgages for property refurbishment offer the security of an approved long-term investment mortgage following an initial refurbishment period with flexible payment options.
Our Products
Features and benefits
12 month reward
Complete your refurbishment in 12 months and benefit from a fee-free transition to a pre-approved commercial or investment residential mortgage.
Flexible refurbishment terms
Flexible refurbishment terms of 3, 6, 9 or 12 months available. We offer up to 70% of the total refurbishment costs up to a maximum borrowing amount of £230,000.
Key Features
Mortgages from
£250k to £6.0m, up to £4.0m per single property
Loan to value
Up to 70% of the lower of the purchase price or value at commencement
Net rental income
130% of monthly repayments on completion of the refurbishment
Serviced or rolled-up interest options available for commercial and residential properties
Minimum Criteria
- Be a property investor with a minimum of two years' experience, with a portfolio of at least four properties for this period
- Have at least two years' experience of property refurbishment, on a minimum of two properties in England, Scotland or Wales
