Bridging finance

We support experienced property investors and developers with residential buy-to-let bridging loans, including finance to enable the refurbishment of residential and semi commercial property.

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Our Residential Buy-to-Let Bridging Loans

Features and Benefits

Flexible terms

Flexible terms

Flexible terms of 6, 9 or 12 months available. We offer options for light/medium refurbishment works under permitted development rights, with a maximum borrowing amount of £2m.

Fast decisions

Fast decisions

Our credit-backed Decision in Principle process provides you with a fast, informed outcome based on creditworthiness, expected loan to value, and alignment with our lending policy.

Bridge to Term

Bridge to Term

If you term out your loan with Redwood Bank, you can expect a smooth and seamless transition into longer term finance, supported by a team that already understands your case.

Standard Residential Buy-to-Let Bridging Loan Key Features

Loans from

£100k to £2m

Loan to value

Up to 75% including fees and rolled interest

  • Rolled-up interest for residential and semi-commercial (residential weighted) properties

Minimum Criteria

  • Evidence of being an experienced property investor

Refurbishment Residential Buy-to-let Bridging Loan Key Features

Loans from

£100k to £2m

Loan to value

Lower of up to Day 1 80% LTV (inclusive of rolled interest and fees) or 75% of the post works value (inclusive of rolled interest and fees)

  • Rolled-up interest for residential and semi-commercial (residential weighted) properties

Minimum Criteria

  • Evidence of being an experienced property investor and evidence of a minimum of two previously completed refurbishment projects

How to find a commercial mortgage broker

When considering property finance, we recommend speaking with a commercial mortgage broker. Their expertise can help you navigate your options and identify the right funding solution for your circumstances.

Property secured on a loan may be repossessed if repayments are not maintained.

FAQs

Our frequently asked questions

Here are a selection of most frequently asked questions. If you can't find what you need here please refer to our Support page using the link below.

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